Legal notice. Banco Alcalá, SA

This website is owned by Banco Alcalá, SA (hereinafter, "the Bank"), with Spanish Tax Id. No. A-79074274, a banking institution under Bank of Spain supervision, with a registered office at Madrid, calle Ortega y Gasset, 7, 4º, entered in the Madrid Mercantile Register at volume 18335, page 53, sheet M-36680.

Legal notice: General terms and conditions of use of this website:

Purpose

This website and the information contained herein are provided as information only by way of introduction to the Bank's products and services and do not constitute an offer or request for any product or service. This website does not provide full, detailed information on products and services, investment recommendations, or legal or financial advice; nor does it imply any pre-contractual or contractual relationship.

Banco Alcalá provides services pursuant to Spanish legislation in general and, in particular, pursuant to the legislation on banking and financial services and products under the supervision of the corresponding regulators. Access to the website or to certain services may be limited for some people by regulations applicable in certain countries.

Access to this website is governed by these general terms and conditions in compliance with Spanish law. Anyone accessing this website will be considered a user. Use of this website implies acceptance of the terms and conditions in this legal notice.Please read this content carefully and access the website only if you accept the content of this legal notice.

Use of the website

Users agree to use the website and its contents for proper, lawful purposes. The website is directed solely and exclusively at users resident in Spain or who access the site from Spain. Please be advised that this website is not intended for users acting under jurisdictions that require compliance with disclosure regulations and requirements for financial and banking products and services; the Bank declines all liability in this regard. The website information has not been prepared at the request of a particular investor, nor does it address a given financial situation. Some of the products presented may not be appropriate for all investors and/or users.

Privacy policy and personal data protection

The Bank complies fully with the policy of security and confidentiality that is an inherent characteristic of banking activity and also with the current legislation on personal data protection. The personal details of physical persons, provided voluntarily by users, will be treated in accordance with data protection law in force in Spain. The Bank guarantees that any personal data provided voluntarily by users will be treated in confidence and subject to strict professional secrecy. It also guarantees that processing and recording in databases, equipment and centres complies with the conditions of integrity and security demanded by the applicable legislation at all times. The Bank will not gather or store data without the user's consent or transfer the data to third parties. The interested party may exercise the right to access, amend, cancel and object to the processing of its data by writing to Banco Alcalá, SA, with registered office at c/Goya, 23 28001 Madrid.

Users are responsible for taking the necessary and opportune security measures to protect their data and files.

Intellectual Property Rights

Please note that the names, designs, brands and logotypes on this website are property of the Bank and are registered and duly protected by law. Please also note that the content and all the elements on this website, source codes, screens, website information, website design and logos are property of the Bank and are protected by intellectual and industrial property rights. The copyright and exploitation rights for this website are held by Banco Alcalá, SA. This website is intended for users' personal use, and it is forbidden to reproduce, adapt, combine or copy all or part of the website without prior express permission from Banco Alcalá SA. Third party intellectual property rights are duly indicated and must be respected by users of this website.

Liability

Banco Alcalá, SA accepts no liability whatsoever to users for any total or partial damage or detriment arising from the information contained, obtained or facilitated on this website; for service outages, omissions, interruptions, absences, errors or defects in the provision of the telecommunications service or for computer virus. The Bank accepts no liability for use or bad faith in the use of this website. The Bank reserves the right to update, amend, limit, eliminate, restrict and prevent access to information or documentation contained on the website, in part or in full and on a temporary or definitive basis without the need for prior notice. The Bank does not guarantee the veracity, integrity or accuracy of the information contained on this website and expressly declines any liability for the information contained on this website, due to error or omission.

Electronic banking

Access to the electronic banking service is restricted exclusively to customers who have previously signed the corresponding contract for said service, providing they have the identification and codes necessary for such purpose and have previously been informed about use of the service, security measures and guidelines and recommendations on the use of electronic banking services.

Jurisdiction and governing law

This present legal notice and the terms and conditions are governed by Spanish law with express waiver of any other venue and are subject to the jurisdiction of the courts and tribunals corresponding to the registered office in Madrid for any issue or dispute that may arise over access or use of the website, respecting as appropriate any applicable venues.